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Physiotherapy for whiplash and car accident injuries in Alberta

Reviewed by a registered Alberta physiotherapist · October 28, 2026

What it is

Whiplash is a neck injury caused by the sudden back-and-forth movement of the head, most often in a car collision. It can cause neck pain and stiffness, headaches, shoulder and upper back pain, and sometimes dizziness. Symptoms can appear hours or days after the accident.

How physiotherapy can help

Car insurance and treatment in Alberta

In Alberta, auto insurance pays for physiotherapy for common sprain, strain and whiplash injuries, so you can usually start soon after a collision. Many clinics bill your auto insurer directly. Report the accident to your insurer and tell the clinic about your claim when you book.

Alberta is moving to a new "Care-First" auto insurance system starting January 1, 2027. The province says it is designed to give injured people access to treatment such as physiotherapy for as long as it helps them recover. Ask the clinic and your insurer which rules apply to your claim.

What to expect

Most people with whiplash improve over weeks to a few months. Staying active and following a graded exercise plan helps.

Find help near you

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Common questions

Do I need a doctor's note to start physio after a car accident?

No. You can see a physiotherapist directly in Alberta. The clinic will help with your auto insurance forms.

Does my auto insurance cover home visits?

Usually not. Auto claims generally cover visits at a clinic.

This page is general information, not medical advice. A physiotherapist or doctor can tell you what's right for you. In an emergency call 911. For health advice any time in Alberta, call Health Link at 811.